Be confident that your equity release advice strategy delivers the best outcomes to your customers.

Equity release and later life mortgage products are a supervisory priority for the FCA due to their intrinsically high-stakes nature. The rapidly evolving regulatory landscape brings deeper complexity to defining priorities and obligations to consumers.

TCC regulatory experts outline key considerations to ensure good outcomes for your customers as they make potentially life-changing financial decisions:

• Significant decision making
• Vulnerability and/or older demographics
• Complexity of products
• Ability to offer impartial advice

With the stakes so high, there’s a greater need to consult and seek external validation of your strategy and processes.

We’re compliance specialists

With TCC, you have access to a dedicated team of compliance specialists to guide you every step of the way towards building truly effective, customer-centric equity release propositions that are built to last. Our consultancy services cover:

• Consultancy advice on developing an entirely new equity release customer lifecycle from scratch
• Review of your current products and practices
• Addressing a specific problem area you’d like an experienced, expert opinion on
• Impartial past and ongoing advice reviews
• Verification of your financial promotions and messages

Whether you simply want to iron out inefficiencies with your current equity release or later life mortgage proposition, get targeted advice on a particular problem area or conduct a deep dive into your embedded frameworks, we’ve got you covered.

We make it our business to understand your unique requirements and provide expert support to review and transform your equity release strategy and products to ensure enduring success.

Equity release and FCA’s expectations – deep dive insight

What we do

Our teams provide support specifically designed around your firm’s requirements. The TCC difference is delivered through our range of personalised services – from quick, targeted examinations to full-scale governance transformation projects:

• Diagnostic check-ins 
• Suitability and quality of advice reviews 
• Systems and controls review 
• Consumer Duty MI assessment 

How we do it better

Comprising former regulators, industry practitioners and experienced consultants, our dedicated advisory team bring decades of practical experience to every challenge, big or small.

Our experts will work closely with your team to look beyond simple box-ticking exercises to embed best practices within your business – building a truly effective advice framework that delivers not just long-term regulatory compliance but also optimises commercial success and achieves the best possible outcomes for your customers.

Trust the specialists – Our regulatory specialists have the subject-matter knowledge you need to build a robust, customer-focused advice process that’s fit for the future.

Efficiency driven – We understand how much precious time, budget and resources ensuring compliance can take up. And so, if there’s a better, quicker and less expensive way to get the job done, we’ll find it.

Collaborative approach – Working together, we come up with a solution that goes simply beyond satisfying current regulations, setting you up for regulatory success for years to come.

Connect with us

Let’s get to work addressing your later life mortgage challenges – get in touch today.