Recently featured in Always Finance News TCC Group (TCC, Momenta and Recordsure), 2026 will see the Financial Conduct Authority place greater emphasis on evidence over intent, shifting to more targeted, data-led supervision while maintaining a pro-growth stance. Firms that can clearly demonstrate strong governance, fair customer outcomes and effective risk controls may benefit from lighter reporting, but scrutiny will be sharper and more outcome-focused, particularly under Consumer Duty requirements.
Alongside this, regulators are prioritising responsible AI use, operational resilience, motor finance preparedness and integrated cyber and data protection. The message for firms is clear: those investing in transparent systems, reliable data and customer-centred practices will reduce regulatory risk and gain competitive trust, as success in 2026 will depend on proving capability rather than promising compliance.